"After two decades of personal finance reporting, I've heard every excuse in the book for not saving money. That said, none of them really hold up - at least over the long term."
Jean ChatzkyTiny Panda Quotes
Quotes by Jean Chatzky
Jean Chatzky is a renowned financial journalist, best-selling author, and personal finance expert whose insights have empowered countless individuals to take control of their financial futures. With a career spanning over three decades, she has contributed to major publications like *The New York Times* and hosted the popular podcast "HerMoney." Chatzky's approachable style and commitment to financial literacy have made her a trusted voice in the field, inspiring audiences to navigate their financial challenges with confidence and clarity.
9 quotes found
"While you're going through this process of trying to find the satisfaction in your work, pretend you feel satisfied. Tell yourself you had a good day. Walk through the corridors with a smile rather than a scowl. Your positive energy will radiate. If you act like you're having fun, you'll find you are having fun."
Jean Chatzky
"Resilience isn't a single skill. It's a variety of skills and coping mechanisms. To bounce back from bumps in the road as well as failures, you should focus on emphasizing the positive."
Jean Chatzky"If you're closing in on age 62 and intend to apply for a former spouse's Social Security benefit, don't remarry. You have to be single at the time you apply."
Jean Chatzky
"Embrace your fire - even in hard times. A down economy can actually be a great time to start a business."
Jean Chatzky
"Getting a tax refund is nice, but having more money year-round is better. If you get a chunk of change from the IRS, you're giving the government an interest-free loan - not something they, or any bank, would ever give you. Instead, change your withholding so you get a little extra in each paycheck."
Jean Chatzky"People with financial plans are much more likely to feel prepared, even in tumultuous times. They're more likely to feel that their dreams and goals are secure. And, oh yes, they do actually save significantly more."
Jean Chatzky
"No one anticipates divorce when they're exchanging vows, and it can be devastating emotionally and financially. To ease the financial side of the blow, you need to maintain your financial identity in your relationship. That means having your own credit history - you need your own credit card - and your own savings and retirement accounts."
Jean Chatzky
"Secured cards can be helpful credit rebuilding tools for two reasons. First, because of the collateral, you can get them at a time when you're not likely to be approved for nonsecured cards. And as long as you maintain an on-time payment history, they can help you start to build a recent credit history that's fairly pristine."
Jean Chatzky